• 						<p>STREAMLINE REFINANCE and start saving money TODAY!</p>

    STREAMLINE REFINANCE and start saving money TODAY!

  • 						<p>VETERANS can lower their interest rate with a VA IRRRL STREAMLINE</p>

    VETERANS can lower their interest rate with a VA IRRRL STREAMLINE

  • 						<p>No matter what type of loan you need, we're with you every step of the way.</p>

    No matter what type of loan you need, we're with you every step of the way.

  • 						<p>We make Refinancing a breeze!</p>

    We make Refinancing a breeze!

  • 						<p>The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.</p>

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 						<p>Let us be the stepping stone to the home of your dreams.</p>

    Let us be the stepping stone to the home of your dreams.


Who are we?

Oceanside Mortgage Company is a direct FHA, VA and conventional mortgage lender licensed in over 30 states.  Since 1996, we have built our reputation on honesty, trust and a commitment to ethical lending practices while delivering incredibly low mortgage rates.  We are one of the top FHA streamline and VA IRRRL refinance lenders in the country.  While we specialize in the FHA streamlines and VA IRRRLs, we offer a wide array of other loan products, such as VA or USDA loans.  If you are looking to refinance, we have several options to choose from, such as FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, USDA Streamline, Conventional, or HARP loans. 

Why choose Oceanside Mortgage Company?

As a direct lender, all loan decisions are made in house.  We have full control over the entire loan process and have removed many of the hurdles that you would face dealing with other companies. We do not have to rely on other companies to underwrite loans or create guidelines.  As a direct lender we can minimize our costs and eliminate the ‘middle-man’. We in turn pass these savings on to you. Our rates are typically lower than our competition. 

Great Pricing and Low Closing Costs

Interest rates are still near historic lows.  It’s a great time to buy a home, refinance your current home or consolidate debts.  Additionally, we offer a no closing cost option on most of the loans we originate.  Contact one of our loan specialists today at (800) 955-8965 for a complementary loan analysis.    Our staff is expertly trained to guide you through the entire home loan process.

Contact Us Today!

Oceanside Mortgage Company has senior loan officers available 24 hours a day, 7 days a week.  We strive to provide you with excellent service. Oceanside Mortgage is a Better Business Bureau accredited business with an A+ rating.  Contact us today by calling (800) 955-8965 or by clicking here.

Latest from the Blog

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May
18
2017
Buying a home with less than 20% down might be easier than you think
One of the most common assumptions we hear is that “you need 20% cash down payment in order to buy a home”. This couldn’t be further from the truth –  there are many different lenders and loan programs that require little to no down payment, regardless of...
May
10
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Multifamily Homes: Let Someone Else Pay Your Mortgage
Most home owners dream of the day 15- or 30-years down the line when they will be living mortgage free. But why wait that long? What if you could live essentially mortgage-free from day one, while building equity and saving money? Purchasing a multifamily home and living in one unit while...
May
01
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Can you negotiate closing costs?
Many home buyers and sellers assume that closing costs are a set part of your total home purchase or sale price, and don’t give these fees (which can sometimes be thousands of dollars) much of a second thought. Whether you are looking to buy or sell a home, you want to make sure that you...
Apr
26
2017
Mortgage Loans for All Income Levels!
If you dream of home ownership but don’t think that you make a high enough salary or bring in enough yearly income to qualify for a mortgage, read ahead! Home ownership may be closer than you think, regardless of your income. Buying with 20% down payment? The National Association...