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Oceanside Mortgage Company is a direct FHA, VA and conventional mortgage lender licensed in over 30 states. Since 1996, we have built our reputation on honesty, trust and a commitment to ethical lending practices while delivering incredibly low mortgage rates. We are one of the top FHA streamline and VA IRRRL refinance lenders in the country. While we specialize in the FHA streamlines and VA IRRRLs, we offer a wide array of other loan products, such as VA or USDA loans. If you are looking to refinance, we have several options to choose from, such as FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, USDA Streamline, Conventional, or HARP loans.
As a direct lender, all loan decisions are made in house. We have full control over the entire loan process and have removed many of the hurdles that you would face dealing with other companies. We do not have to rely on other companies to underwrite loans or create guidelines. As a direct lender we can minimize our costs and eliminate the ‘middle-man’. We in turn pass these savings on to you. Our rates are typically lower than our competition.
Interest rates are still near historic lows. It’s a great time to buy a home, refinance your current home or consolidate debts. Additionally, we offer a no closing cost option on most of the loans we originate. Contact one of our loan specialists today at (800) 955-8965 for a complementary loan analysis. Our staff is expertly trained to guide you through the entire home loan process.
Oceanside Mortgage Company has senior loan officers available 24 hours a day, 7 days a week. We strive to provide you with excellent service. Oceanside Mortgage is a Better Business Bureau accredited business with an A+ rating. Contact us today by calling (800) 955-8965 or by clicking here.