• 						<p>STREAMLINE REFINANCE and start saving money TODAY!</p>

    STREAMLINE REFINANCE and start saving money TODAY!

  • 						<p>VETERANS can lower their interest rate with a VA IRRRL STREAMLINE</p>

    VETERANS can lower their interest rate with a VA IRRRL STREAMLINE

  • 						<p>No matter what type of loan you need, we're with you every step of the way.</p>

    No matter what type of loan you need, we're with you every step of the way.

  • 						<p>We make Refinancing a breeze!</p>

    We make Refinancing a breeze!

  • 						<p>The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.</p>

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 						<p>Let us be the stepping stone to the home of your dreams.</p>

    Let us be the stepping stone to the home of your dreams.


Who are we?

Oceanside Mortgage Company is a direct FHA, VA and conventional mortgage lender licensed in over 30 states.  Since 1996, we have built our reputation on honesty, trust and a commitment to ethical lending practices while delivering incredibly low mortgage rates.  We are one of the top FHA streamline and VA IRRRL refinance lenders in the country.  While we specialize in the FHA streamlines and VA IRRRLs, we offer a wide array of other loan products, such as VA or USDA loans.  If you are looking to refinance, we have several options to choose from, such as FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, USDA Streamline, Conventional, or HARP loans. 

Why choose Oceanside Mortgage Company?

As a direct lender, all loan decisions are made in house.  We have full control over the entire loan process and have removed many of the hurdles that you would face dealing with other companies. We do not have to rely on other companies to underwrite loans or create guidelines.  As a direct lender we can minimize our costs and eliminate the ‘middle-man’. We in turn pass these savings on to you. Our rates are typically lower than our competition. 

Great Pricing and Low Closing Costs

Interest rates are still near historic lows.  It’s a great time to buy a home, refinance your current home or consolidate debts.  Additionally, we offer a no closing cost option on most of the loans we originate.  Contact one of our loan specialists today at (800) 955-8965 for a complementary loan analysis.    Our staff is expertly trained to guide you through the entire home loan process.

Contact Us Today!

Oceanside Mortgage Company has senior loan officers available 24 hours a day, 7 days a week.  We strive to provide you with excellent service. Oceanside Mortgage is a Better Business Bureau accredited business with an A+ rating.  Contact us today by calling (800) 955-8965 or by clicking here.

Latest from the Blog

Recent Articles

Aug
16
2017
When Is Private Mortgage Insurance Required?
PMI is an acronym you might hear when you're buying a home, but what is it short for? PMI stands for private mortgage insurance, and this is cost you will have to pay if you don't have 20% down payment.  What is PMI?  It's insurance that protects your lender, not the borrower in...
Aug
09
2017
Top Reasons to Consider A Homebuying Assistance Program
There are many down-payment assistance programs available across the U.S., all of which can help you purchase a home sooner than you think. Eligibility requirements vary, but there are some common positive features found in these specialized buying programs. The Benefits of...
Aug
02
2017
Advantages and Disadvantages of Refinancing to a 30-Year Mortgage
Low mortgage rates have been in the news lately, making the option to refinance all the more appealing. Homeowners are eager to lock in these lowered home loan rates not only to save money their monthly payments but also have additional funds to invest or save for life's emergencies...
Jul
26
2017
The Benefits of an FHA Loan
FHA loans are a popular home loan choice for borrowers. Qualifying standards tend to be more flexible and down-payment requirements are lower when compared to other home loan options.  Read on to see what makes an FHA loan an attractive mortgage option and learn how you can take...