• 						<p>STREAMLINE REFINANCE and start saving money TODAY!</p>

    STREAMLINE REFINANCE and start saving money TODAY!

  • 						<p>VETERANS can lower their interest rate with a VA IRRRL STREAMLINE</p>

    VETERANS can lower their interest rate with a VA IRRRL STREAMLINE

  • 						<p>No matter what type of loan you need, we're with you every step of the way.</p>

    No matter what type of loan you need, we're with you every step of the way.

  • 						<p>We make Refinancing a breeze!</p>

    We make Refinancing a breeze!

  • 						<p>The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.</p>

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 						<p>Let us be the stepping stone to the home of your dreams.</p>

    Let us be the stepping stone to the home of your dreams.


Who are we?

Oceanside Mortgage Company is a direct FHA, VA and conventional mortgage lender licensed in over 30 states.  Since 1996, we have built our reputation on honesty, trust and a commitment to ethical lending practices while delivering incredibly low mortgage rates.  We are one of the top FHA streamline and VA IRRRL refinance lenders in the country.  While we specialize in the FHA streamlines and VA IRRRLs, we offer a wide array of other loan products, such as VA or USDA loans.  If you are looking to refinance, we have several options to choose from, such as FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, USDA Streamline, Conventional, or HARP loans. 

Why choose Oceanside Mortgage Company?

As a direct lender, all loan decisions are made in house.  We have full control over the entire loan process and have removed many of the hurdles that you would face dealing with other companies. We do not have to rely on other companies to underwrite loans or create guidelines.  As a direct lender we can minimize our costs and eliminate the ‘middle-man’. We in turn pass these savings on to you. Our rates are typically lower than our competition. 

Great Pricing and Low Closing Costs

Interest rates are still near historic lows.  It’s a great time to buy a home, refinance your current home or consolidate debts.  Additionally, we offer a no closing cost option on most of the loans we originate.  Contact one of our loan specialists today at (800) 955-8965 for a complementary loan analysis.    Our staff is expertly trained to guide you through the entire home loan process.

Contact Us Today!

Oceanside Mortgage Company has senior loan officers available 24 hours a day, 7 days a week.  We strive to provide you with excellent service. Oceanside Mortgage is a Better Business Bureau accredited business with an A+ rating.  Contact us today by calling (800) 955-8965 or by clicking here.

Latest from the Blog

Recent Articles

Jun
21
2017
Understanding Your Home Appraisal
Home appraisals can be confusing. The homeowner may feel that their home is worth a certain dollar amount, only to be disappointed that it appraises at another value. Although the disappointment is understandable, know that appraisals are not a just "opinion," but rather based on...
Jun
14
2017
The Art of Negotiation for Homebuyers
Negotiating the purchase of your new property requires skill and a lot of patience. By considering what you want out of the deal, items that you are are firm on and items that you are flexible on, as well as points that you can use as leverage, will offer you the best chance of getting...
Jun
07
2017
Tips To Score A Lower Mortgage Interest Rate
A favorable credit score can mean a lower mortgage interest rate when you’re looking to borrow for a home. This is because your credit score is used to determine how risky it is to fund your loan. In short -the higher your credit score is, the lower the risk of you...
May
31
2017
The Right Mortgage Begins With Choosing The Right Lender
Successfully managing your mortgage begins with choosing the right lender. Finding the right loan that fits your needs and your long-term goals of debt management requires a personalized service that many other lenders are not willing to provide. Rest assured, however, that...