• 						<p>STREAMLINE REFINANCE and start saving money TODAY!</p>

    STREAMLINE REFINANCE and start saving money TODAY!

  • 						<p>VETERANS can lower their interest rate with a VA IRRRL STREAMLINE</p>

    VETERANS can lower their interest rate with a VA IRRRL STREAMLINE

  • 						<p>No matter what type of loan you need, we're with you every step of the way.</p>

    No matter what type of loan you need, we're with you every step of the way.

  • 						<p>We make Refinancing a breeze!</p>

    We make Refinancing a breeze!

  • 						<p>The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.</p>

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 						<p>Let us be the stepping stone to the home of your dreams.</p>

    Let us be the stepping stone to the home of your dreams.


Who are we?

Oceanside Mortgage Company is a direct FHA, VA and conventional mortgage lender licensed in over 30 states.  Since 1996, we have built our reputation on honesty, trust and a commitment to ethical lending practices while delivering incredibly low mortgage rates.  We are one of the top FHA streamline and VA IRRRL refinance lenders in the country.  While we specialize in the FHA streamlines and VA IRRRLs, we offer a wide array of other loan products, such as VA or USDA loans.  If you are looking to refinance, we have several options to choose from, such as FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, USDA Streamline, Conventional, or HARP loans. 

Why choose Oceanside Mortgage Company?

As a direct lender, all loan decisions are made in house.  We have full control over the entire loan process and have removed many of the hurdles that you would face dealing with other companies. We do not have to rely on other companies to underwrite loans or create guidelines.  As a direct lender we can minimize our costs and eliminate the ‘middle-man’. We in turn pass these savings on to you. Our rates are typically lower than our competition. 

Great Pricing and Low Closing Costs

Interest rates are still near historic lows.  It’s a great time to buy a home, refinance your current home or consolidate debts.  Additionally, we offer a no closing cost option on most of the loans we originate.  Contact one of our loan specialists today at (800) 955-8965 for a complementary loan analysis.    Our staff is expertly trained to guide you through the entire home loan process.

Contact Us Today!

Oceanside Mortgage Company has senior loan officers available 24 hours a day, 7 days a week.  We strive to provide you with excellent service. Oceanside Mortgage is a Better Business Bureau accredited business with an A+ rating.  Contact us today by calling (800) 955-8965 or by clicking here.

Latest from the Blog

Recent Articles

Apr
19
2017
All about the “closing” – what should you expect at your closing?
Once you’ve gotten through arguably the hardest parts of the home buying process (finding a home, getting pre and final mortgage approval from a lender, negotiating the sale of the home including final price and any conditions associated with your purchase) you are finally...
Apr
12
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Can a VA loan be co-signed with someone who is not a veteran or VA-loan eligible?
Mortgage loans available through the Department of Veterans Affairs are an excellent mortgage option for current active-duty and veteran service members, National Guard troops and the surviving spouses of service members. VA mortgage loans are backed by the United States federal...
Apr
05
2017
Top 3 Tax Tips and Tricks for First Time Home Buyers in 2016 or 2017
Owning your own home comes with many advantages, including tax advantages! Home ownership generally brings with it multiple ways to lower your tax bill via deductions home owners are able to take which renters are not eligible for. If you were a first time homebuyer in 2016 and...
Mar
29
2017
All About Buying a Short Sale Property
Whether you are a first-time homebuyer or a seasoned real estate professional looking to add to your portfolio, buying short-sale homes can be a lucrative way to move into home ownership. Short sales, often also known as “distress sales”can be a way to build instant...