• STREAMLINE REFINANCE and start saving money TODAY!

  • VETERANS can lower their interest rate with a VA IRRRL STREAMLINE

  • No matter what type of loan you need, we're with you every step of the way.

  • We make Refinancing a breeze!

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • Let us be the stepping stone to the home of your dreams.


Who are we?

Oceanside Mortgage Company is a direct FHA, VA and conventional mortgage lender licensed in over 30 states.  Since 1996, we have built our reputation on honesty, trust and a commitment to ethical lending practices while delivering incredibly low mortgage rates.  We are one of the top FHA streamline and VA IRRRL refinance lenders in the country.  While we specialize in the FHA streamlines and VA IRRRLs, we offer a wide array of other loan products, such as VA or USDA loans.  If you are looking to refinance, we have several options to choose from, such as FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, USDA Streamline, Conventional, or HARP loans. 

Why choose Oceanside Mortgage Company?

As a direct lender, all loan decisions are made in house.  We have full control over the entire loan process and have removed many of the hurdles that you would face dealing with other companies. We do not have to rely on other companies to underwrite loans or create guidelines.  As a direct lender we can minimize our costs and eliminate the ‘middle-man’. We in turn pass these savings on to you. Our rates are typically lower than our competition. 

Great Pricing and Low Closing Costs

Interest rates are still near historic lows.  It’s a great time to buy a home, refinance your current home or consolidate debts.  Additionally, we offer a no closing cost option on most of the loans we originate.  Contact one of our loan specialists today at (800) 955-8965 for a complementary loan analysis.    Our staff is expertly trained to guide you through the entire home loan process.

Contact Us Today!

Oceanside Mortgage Company has senior loan officers available 24 hours a day, 7 days a week.  We strive to provide you with excellent service. Oceanside Mortgage is a Better Business Bureau accredited business with an A+ rating.  Contact us today by calling (800) 955-8965 or by clicking here.

Latest from the Blog

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2016
All About USDA Mortgage Loans - A Great Option For Those Looking For The Rural Lifestyle!
Are you more comfortable out in the country, listening to the birds chirp and sing, with plenty of space to call your own? If so, than a USDA mortgage loan may be the perfect option to get you and your family into your own home today!  What is a USDA mortgage loan? A USDA home loan is...
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Buying a Home with Less Than 20% Down
We are often asked by prospective clients if they will be able to purchase a home with less than a 20% down payment. The answer is a resounding YES! If the only thing keeping you renting is the fact that you don’t have 20% or more of the anticipated purchase price of your home saved yet,...
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Top 3 Reasons Why Now is a Great Time to Invest in Real Estate
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Pros and Cons of Buying a Foreclosure
Many homes and homeowners have been foreclosed on in recent years, offering those looking to buy the opportunity to buy home at below market values. Is that cheaper price a better value though? Is it a good deal? There are pros and cons to buying a foreclosed property, and you’ll...