• STREAMLINE REFINANCE and start saving money TODAY!

  • VETERANS can lower their interest rate with a VA IRRRL STREAMLINE

  • No matter what type of loan you need, we're with you every step of the way.

  • We make Refinancing a breeze!

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • Let us be the stepping stone to the home of your dreams.

Who are we?

Oceanside Mortgage Company is a direct FHA, VA and conventional mortgage lender licensed in over 30 states.  Since 1996, we have built our reputation on honesty, trust and a commitment to ethical lending practices while delivering incredibly low mortgage rates.  We are one of the top FHA streamline and VA IRRRL refinance lenders in the country.  While we specialize in the FHA streamlines and VA IRRRLs, we offer a wide array of other loan products, such as VA or USDA loans.  If you are looking to refinance, we have several options to choose from, such as FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, USDA Streamline, Conventional, or HARP loans. 

Why choose Oceanside Mortgage Company?

As a direct lender, all loan decisions are made in house.  We have full control over the entire loan process and have removed many of the hurdles that you would face dealing with other companies. We do not have to rely on other companies to underwrite loans or create guidelines.  As a direct lender we can minimize our costs and eliminate the ‘middle-man’. We in turn pass these savings on to you. Our rates are typically lower than our competition. 

Great Pricing and Low Closing Costs

Interest rates are still near historic lows.  It’s a great time to buy a home, refinance your current home or consolidate debts.  Additionally, we offer a no closing cost option on most of the loans we originate.  Contact one of our loan specialists today at (800) 955-8965 for a complementary loan analysis.    Our staff is expertly trained to guide you through the entire home loan process.

Contact Us Today!

Oceanside Mortgage Company has senior loan officers available 24 hours a day, 7 days a week.  We strive to provide you with excellent service. Oceanside Mortgage is a Better Business Bureau accredited business with an A+ rating.  Contact us today by calling (800) 955-8965 or by clicking here.

Latest from the Blog

Recent Articles

All About Jumbo Loans
In many areas of the country you can find a great single family home for less than $250,000. In other areas of the country, that’s what you’ll need for a down payment on the home of your dreams. In those areas where the cost of living, and the cost of housing, is higher than...
3 Things to Think About When Buying a Vacation Home
Although owning a vacation home may sound like a lot of fun (and it can be!), don’t purchase without doing some homework first. Unlike owning a timeshare where you are likely to have some concerns taken care of like housekeeping, security and other measures, buying a second home...
Is a 15 Year OR 30 Year Mortgage Loan Better For You?
If you’re looking to buy a home, one of the biggest decisions you’ll make is whether to go with a 15-year or a 30-year mortgage loan. There are some simple and straight forward mortgage calculators available online that will give you a good ballpark figure of what you can...
Can I get a Mortgage on a 'Tiny Home"?
All across the county people are looking to streamline their lives and downsize into small and in some cases tiny, homes. Tiny homes may be all the rage, but can you get a traditional mortgage on a tiny home? Does it matter whether your tiny home has a foundation or is on wheels? If...